EFTLab was founded on February 14, 2011 in London, UK to fill a gap in the market by providing much needed innovative software solutions for the […]

In financial cryptography and PCI standards, a Key Block is an encrypted key stored with its metadata in a cryptographically secure way. That means that the […]

Payments legacy – ISO8583, APACS, SPDH Differing standards across European countries have made it difficult and costly for retailers to adopt a centralised approach to credit […]

The Transaction Protocol Data Unit (TPDU) is an old-school packet-based protocol designed for transaction-oriented applications. On the OSI model it stands between Transport Layer (e.g. X.25, TCP or UDP) [...]

Virtualization is a decoupling of logical servers from physical hardware. It has many advantages, a few disadvantages, but how does the general case for or against virtualization stack up when focusing on [...]

The end of 2012 is fast approaching and our payment systems are soon to enter their annual freeze period. Many of us are looking forward to […]